Business & Commercial Insurance
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Business & Commercial Insurance Information
There are many aspects involved in successfully running a small business, and getting the right types and amounts of insurance is crucial to help protect your company’s finances.
Contact Remo Insurance Agency in Oxon Hill, Maryland, to learn more about your options for small business insurance.
What Is Small Business Insurance?
Small business insurance is a group of policies that can help company owners pay for damages after a liability lawsuit, natural disaster, workers’ compensation claim, professional error or accident.
Types of Small Business Insurance
Your agent may recommend these essential insurance policies to help protect your company’s finances.
General liability insurance. This business insurance policy helps pay claims after an accident caused by you, your employee or your business if there are third-party injuries or property damage.
Business property insurance. This policy, also called commercial property insurance, helps pay for damages to your building, other structures on the property and the equipment you use in the course of day-to-day business.
Workers’ compensation insurance. This insurance policy provides financial help to your employees if they are injured or become ill after a work-related incident.
Professional liability insurance. Also known as errors and omissions and insurance, professional liability coverage helps pay for legal costs and claims if someone in your company makes a mistake while providing professional services to a client.
Commercial auto insurance. This insurance policy helps pay liability claims if you or one of your employees causes an accident that results in property damage or third-party injuries. Depending on the coverage you choose, this policy may help pay to repair or replace your company vehicles after an accident.
Data breach insurance. This insurance coverage, also called cyber liability insurance, helps pay for damages if your company is involved in a data breach or is the victim of hackers.
Commercial umbrella insurance. This policy acts as a safety net to provide coverage if a claim exceeds the limits of your company’s liability policies.
How Much Does Small Business Insurance Cost?
Your business insurance policy premiums depend on your company’s industry, your claims history, your annual revenue and the amount and types of coverage you choose. Your agent can help you design a business insurance package that enables you to get the most value for your insurance dollar.
Get the Small Business Insurance Your Company Needs
Contact the small business insurance experts at Remo Insurance Agency to get the coverage your company needs to protect its financial future.